MoneyToken presents ChainShift Huobi Token Listing Announcement MoneyToken VIP Customer Service launch
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Crypto-backed Loans & Asset Management

Instant Financial Services Powered by Blockchain

Don’t miss your chance

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left till the end of the 6% APR loans week


Use your crypto as collateral

Get a loan for whatever you want and hold on to your assets at the same time

Select loan terms
Deposit your collateral
Wait for confirmation
Receive your credit funds
Select loan terms
Deposit your collateral
Wait for confirmation
Receive your credit funds
Margin Trading
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Crypto-backed Loans
Be profitable at any market conditions
Become a VIP client

What problem does MoneyToken solve?

The problem with the crypto market has been obvious for some time - spending cryptocurrency today prevents holders from profiting on future growth in asset value; those who buy low need to hold on to their investments in order to benefit from selling high. This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly based on the current value of your cryptocurrency asset holdings. You take out a crypto loan, collateralized with more volatile assets such as Bitcoin or Ethereum - and in return you receive an agreed loan amount in a stable currency. And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times. As a lender you get the chance to put your crypto to work, earning a stable rate of interest from the funds you lend on the platform, backed up by the collateral of borrowers and the platform’s reserve fund.

With MoneyToken you are able to get money for your immediate needs and save your crypto position, all at the same time.

rogerver-bg Roger Ver rogerver-line-one rogerver-line-two


Founder of, adviser at MoneyToken

MoneyToken is a bright example of the real use of blockchain technology, as well as offering a massive boost for crypto market liquidity for all market players, and especially for businesses.

Need instant liquidity? Choose the right option!

Get a crypto-backed loan now instead of selling. Retain full control over your cryptocurrency.

FROM 6.5%
Sign Up


00,000 0,00 % 0,000,000,000 IMT


  • Repay your loan with IMT to get interest rate discount (only for loans up to 10,000 USDT)
  • Buy memberships for 0% loans and more
  • Deposit your IMT to get more interest as a lender
  • Use IMT to pay fees and get discounts in partnering platforms

The MoneyToken platform allows you to borrow liquid funds right now, based on the current and future value of your cryptocurrency asset holdings. You take out a loan, collateralized with more volatile assets such as BTC and ETH — and in return you receive an agreed loan amount in a stable currency. On successful repayment, you receive back your crypto-assets in full.
There are currently several players on the market of crypto-backed lending, but it’s pretty apparent that MoneyToken can be ranked first for now, if you keep in mind how quickly the platform jumped to the top and the amount of updates on their advances we seem to be getting.
In their crediting model, all of them are pretty similar, with the exception of MoneyToken, in which the platform is the loan supplier, and cryptobusinesses seem to be the target audience. Other platforms serve as an intermediary between loan suppliers and borrowers, catered towards the larger consumers market.
플랫폼은 채굴자, 토큰 판매 프로젝트, 거래자, 투자자와 거래소를 타겟으로 하며, 암호화 자산을 가진 보유자로 하여금 암호화폐를 담보로 사용해 대출 기반의 금융 서비스에 접근할 수 있도록 한다. “MoneyToken은 블록체인 기술의 실사용의 좋은 한가지 예이기도 하며, 모든 시장 참여자와 특히 비즈니스들에게 매우 빠른 유동성을 줍니다.” - Roger Ver, Bitcoin.com의 CEO
MoneyToken is a lending platform whereby lenders are matched with borrowers. Borrowers can avail of loans by issuing cryptocurrency as collateral. Lenders with a minimum of $100,000 in capital can earn an interest rate by loaning their capital on the platform.




It’s a type of a loan that is given out in stable coin, and your volatile cryptocurrency is used as a collateral in a 1:2 ratio.

Such a loan allows you to acquire liquid funds to spend on your needs right away and keep holding the crypto assets you believe in at the same time. After repaying the loan, you’ll be able to get your whole collateral back, even if it has increased in value significantly.

To apply for a loan, you need to sign up on the platform at

To become a lender, you simply need to:

  1. Sign in your MoneyToken account
  2. Choose preferable lending terms and annual interest yield.
  3. Choose the amount and currency (USDT/BTC/ETH) you want to lend.
  4. Confirm lending terms and initiate your deposit.
  5. Interest will be distributed to you on the maturity date automatically.
You also can find detailed user guide on how to become a lender in our Medium.

The minimum deposit amount is 100.00 USDT or BTC/ETH equivalent.

0% memberships present a great opportunity for clients who hold our tokens, since they allow them to take out loans with no interest rate. We typically launch a membership sale once every 1-2 months, and all tokens used to purchase memberships are burned, reducing the overall circulating supply of IMTs.

The duration of a membership package is 1 month, and any loans taking out during the current membership period qualify for the 0% interest rate - regardless whether you take out a loan on the first, or last, day of membership.

Yes you will: this is exactly why the MoneyToken platform was created in the first place. We strive to allow people to use their crypto assets without selling them, therefore when you’ve paid back the loan, you receive the whole collateral back, even if it's value has increased in value multiple times.

No, if you are unable to repay the loan, we will only use the part of the collateral equivalent to the sum of the loan you owe us to repay the loan, and any remaining amount will be returned to you.

Yes, if the loan period has expired, but you still would like to continue using the loan facility, you will be able to extend the terms through the platform.

Currently, only for loans up to 10,000 USDT, you can use tokens to get a discount on the interest rate for your loan: 60% of the interest may be repaid in IMT tokens at a rate of $0.05 per token. You are also able to use IMTs to purchase a membership package which will allow you to take out loans at 0% interest rates. Tokens can also be used to get a more beneficial annual rate of return as a lender, and we expect to add more features in the future.

Currently the available collateral currencies are: BCH (ABC), ETH, BTC and BNB. The loan currencies you can choose from are: USDT, DAI.