Select loan terms 
Deposit your collateral 
Wait for confirmation 
Receive your credit funds 
CUSTOMER SERVICE
The problem with the crypto market has been obvious for some time - spending cryptocurrency today prevents holders from profiting on future growth in asset value; those who buy low need to hold on to their investments in order to benefit from selling high. This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly based on the current value of your cryptocurrency asset holdings. You take out a crypto loan, collateralized with more volatile assets such as Bitcoin or Ethereum - and in return you receive an agreed loan amount in a stable currency. And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times. As a lender you get the chance to put your crypto to work, earning a stable rate of interest from the funds you lend on the platform, backed up by the collateral of borrowers and the platform’s reserve fund.
With MoneyToken you are able to get money for your immediate needs and save your crypto position, all at the same time.
MoneyToken is a bright example of the real use of blockchain technology, as well as offering a massive boost for crypto market liquidity for all market players, and especially for businesses.
It’s a type of a loan that is given out in stable coin, and your volatile cryptocurrency is used as a collateral in a 1:2 ratio.
Such a loan allows you to acquire liquid funds to spend on your needs right away and keep holding the crypto assets you believe in at the same time. After repaying the loan, you’ll be able to get your whole collateral back, even if it has increased in value significantly.
To apply for a loan, you need to sign up on the platform at https://account.moneytoken.eu
To become a lender, you simply need to:
The minimum deposit amount is 100.00 USDT or BTC/ETH equivalent.
0% memberships present a great opportunity for clients who hold our tokens, since they allow them to take out loans with no interest rate. We typically launch a membership sale once every 1-2 months, and all tokens used to purchase memberships are burned, reducing the overall circulating supply of IMTs.
The duration of a membership package is 1 month, and any loans taking out during the current membership period qualify for the 0% interest rate - regardless whether you take out a loan on the first, or last, day of membership.
Yes you will: this is exactly why the MoneyToken platform was created in the first place. We strive to allow people to use their crypto assets without selling them, therefore when you’ve paid back the loan, you receive the whole collateral back, even if it's value has increased in value multiple times.
No, if you are unable to repay the loan, we will only use the part of the collateral equivalent to the sum of the loan you owe us to repay the loan, and any remaining amount will be returned to you.
Yes, if the loan period has expired, but you still would like to continue using the loan facility, you will be able to extend the terms through the platform.
Currently, only for loans up to 10,000 USDT, you can use tokens to get a discount on the interest rate for your loan: 60% of the interest may be repaid in IMT tokens at a rate of $0.05 per token. You are also able to use IMTs to purchase a membership package which will allow you to take out loans at 0% interest rates. Tokens can also be used to get a more beneficial annual rate of return as a lender, and we expect to add more features in the future.
Currently the available collateral currencies are: BCH (ABC), ETH, BTC and BNB. The loan currencies you can choose from are: USDT, DAI.
